You may be able to get protection cover to provide income for you and those closest to you, if, in the future you can’t work anymore because you’ve had an accident, are ill or are made unemployed. As no one can plan for these events, it’s best to make sure you have your cover in place to help make sure you’re protected.
Here are a few things to think about if you want you and your family to be OK if you can’t work anymore:
- What cover do I currently have?
The first thing you should do is find out what cover you already have, what cover you’ll receive from the state and any cover your employer may provide. You can find out more about this in ‘Protection information’ on the right. - How much cover will I need?
Our budget planner can help you work out how much you spend each month to give you an idea of the level of cover you may need. - How much cover can I afford?
Our budget planner can help you work out how much cover you can afford. Even if you find that you can’t afford as much cover as you would ideally need, you should remember that some cover is usually better than none at all. Additionally, depending on the product you choose, you may be able to take out joint cover, which could be more cost effective for you and your partner. - What products are available?
If you decide that you do want cover, then you can read more about what protection cover is in our ‘Protection information’. The products available are shown in the ‘Your protection options’ on the right. - What if I already have cover?
As your life changes, so may the amount of protection that you need. To find out more about reviewing your policies read our ‘Protection information’.
What next?
If you’d like to find out more about covering yourself and your family if you can’t work anymore, you can either follow the ‘next’ link at the bottom of the page or, if you prefer you can use the links and tools on the right.
