University costs can be expensive, but careful advance planning can help make it more manageable. Here are a few things to think about if you want to save for children’s education:

1. How much will I need?
   First, try our university costs calculator to help you work out how much it could cost. If you haven’t already, you may need to do some research on the type of university courses available, fees and grants.  You also need to look at how much it will cost to live and enjoy themselves whilst they are there.
2. How much can I afford to save?
   Our monthly savings calculator will help you to work out how much you need to save and will tell you how long it will be before you reach your target amount.
3. Where can I save?
   Regular savings products such as a savings account or a cash ISA may be good ways to save in the shorter term. If your child is still young and you have more time to save, longer term investments such as a Stocks and Shares ISA, or a Unit Trust or OEIC can help build up a fund for children’s education.
4. How do I begin? 
   For savings you should consider your local bank and building societies, either on the High Street, by phone or internet.  If you are looking at some of the longer term investments such as a unit trust you can buy either direct from financial companies, through a financial adviser, banks or building societies.  We've included some pros and cons of each and some top tips to help you decide the best way to set up your savings or investments.

What next?
If you’d like to find out more about what to do, you can either follow the ‘next’ link at the bottom of the page or, if you prefer you can use the links and tools on the right.