How long do you want to invest for and if you need your money quickly will you be able to get it?  Some investments give you easier access to your money than others and it’s a factor that you should consider.  Some products may not be so easy to sell or cash-in, such as property, whilst others may have early cash-in penalties, such as investment bonds.  By selecting a range of investment products you can try to make sure that you can meet all your needs both now and in the future.