Before you sign up for your pension plan, you’ll be given several documents about the plan. It's important to make sure that you read these documents carefully and understand them. They should tell you:

• What the pension is designed to do and what you can expect from it
• What and when you can pay into it
• What the costs and charges are
• What your rights are
• What the risks are

If you have any queries, make sure you get answers from the product provider or a financial adviser before making your decision.