Once you have protection cover in place it’s worth reviewing it regularly to check that it’s still enough. As your life changes, so may the amount and type of cover you need.

Think about how getting married or divorced, having a child, changing your job or getting a mortgage would affect the protection cover you need or already have. You should also consider how the effects of inflation might reduce the value of your money in the future. Review your cover regularly to ensure that throughout life it is adequate and appropriate for your needs.