Choosing the company that insures you is quite a big decision. However, like many of life’s important decisions, a little homework will probably help you select which one is right for you.

• Firstly narrow down the choices by picking the products you’re interested in and finding companies that offer them. 
• Look up information on the Internet and in newspapers. Check the company’s track record; how long has it been around, how it is rated by others in the industry? 
• If an adviser is recommending the company to you, ask them why they are recommending that particular company.