Everyone is different and annuities come in all shapes and sizes to fit. There are lots of extra features that you can add to your annuity to tailor it to your own personal circumstances. When assessing these, you should carefully consider both your immediate and long-term needs.

The features you choose can have an affect on the income you receive. Generally, the more options you add the more it will cost you. However, some options may hardly impact on your income at all.